HPI Check

A HPI Check on your intended purchase will tell you the following key facts:

  • when it was registered, what model it is and the original colour
  • chassis number
  • if the car has been an insurance write-off
  • If there is finance outstanding on it (you are liable for this if its not cleared before you purchase the car)
  • When the present keeper acquired the vehicle
  • A list of dated number plate changes

We strongly advise you buy this check. To do so now click this link.

If you purchase a HPI Check when booking an inspection with us, the cost is incorporated in our fee at a lower rate.


Explanation of code used in insurance losses

Category A  The vehicle may not be resold it must be crushed.  Severely damaged, total burnout or flood damage with no serviceable parts, or already a stripped out shell. DVLA will require a “Notification of Destruction”.

Category B  The vehicle may not be resold. It will have been damaged beyond economical repair, usually with major structural damage. The DVLA will require “Notification of Destruction” but parts can be removed and sold on.

Category C  Repairable salvage. Usually applies to vehicles with significant damage and where the cost of repairs exceeds the book value. It can be sold for repair but must have VIC(Vehicle Identity Check) inspection before returning to the road. V5 documents are returned to DVLA and recorded as category C vehicles. You can re-apply for registration on the original identity once the VIC inspection has been done. VIC inspection and re-registration removes the Category C classification, but evidence it was at one time Category C remains on the vehicle’s record at the DVLA and so will appear on a vehicle data check.

Category D  Repairable salvage. Minimal damage, probably not structural, but insurer does not want to repair, even though it might be economic to do so. Often stolen and recovered after claim has been paid. Or it maybe a vehicle where parts are difficult to obtain so a quick repair is unlikely. Does not need VIC inspection to return to road. Notification will appear in your vehicle history check.

Category X has been the subject of a claim but minor or very lightly damaged and required minimal repair work. It would not recorded with the DVLA so would not appear in any Vehicle Data Check

For more car insurance policy and best car insurance policy. Click here.

Visit Us On TwitterVisit Us On FacebookVisit Us On Google PlusVisit Us On PinterestVisit Us On YoutubeVisit Us On LinkedinCheck Our FeedVisit Us On Instagram